Property Development Loans

Need funding for a property development project? Let us connect you with the right lenders and take care of the loan process so you can get the funding fast and stress-free.

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Getting a property development loan in Sydney

Property development loans are used specifically for developing real estate projects. These loans can be used for purchasing land, constructing residential or commercial buildings, or renovating existing properties.

If you’re looking for a property development loan, below are the criteria that must be met:

Developers must have a proven track record in completing similar projects
Developers are usually required to contribute a significant amount of equity to the project
A comprehensive project plan, including timelines, construction plans, and detailed budgets, is essential
Financial stability of the developer or development company
The project itself must be viable
The project must comply with all relevant local and state regulations

If your development project meets all the requirements set by the lenders, getting a development loan will be much easier. Speak with our expert brokers today so we can help you get the funding you need.

How can you benefit from property development loans?

Access to large capital amounts

Property development loans provide significant capital that enables you to build residential and commercial properties or make extensive renovations.

Tailored financing

These loans are specifically designed for property development, with structures and terms that align with project timelines and cash flow needs.

Leveraging Equity:

By using a property development loan, you can leverage your existing equity to finance a larger project.

Know your borrowing capacity

Your owner-occupied home loan repayments

Estimated Property value:

Loan Amount:

Property type:

Owner Occupied Investment

Loan Term:

Repayment type:

Principal & Interest Interest

Your estimated repayments:

Principal and interest period

$0.00

Variable interest rate:
Comparison rate:
Total interest payable: 6.14% p.a.
6.14% p.a.
$571,628

With 50+ lenders at your fingertips, you have the power of choice

When you set out on your own seeking a loan, banks have the power to reject you. But with us on your side, it’s the other way around. We choose the most suitable loan for your unique needs.

You’re only 3 steps away from your financial goal

Why Lend & Loan

10 years of experience

We’ve been doing this for a decade, so we’ve built strong connections with lenders and we know their lending policies inside out. This helps us find the right loans that suit your needs.

One-touch approvals

We know exactly what banks and other lenders require from the get-go. We’re experts at putting together foolproof loan applications that lenders approve without further questions.

Accessibility

We’re not like your typical 9-5 mortgage brokers. You can reach us when you need us, and we’ll get back to you within four hours.

Efficient processes

We understand that you’re busy, so we keep things simple. We try to avoid in-person meetings to save you time and make the loan process easy and stress-free.

Don’t take our word for it, take theirs.

We’ve helped hundreds of Australians
get approved for a loan and achieve their financial goals. Hear it from our
happy clients.

John has been absolutely brilliant! Helped me all the way through the application process and explained everything step by step. Great to have him in my corner navigating through interest rates, products, etc. Thank you!

Peter Hanna

John and the team at Lend & Loan have been great through the process of our loan application. They were very responsive and always made my wife and I confident we were in the right hands. Highly recommended.

Luke Saide

John from Lend & Loan was incredible during the process of buying our first home. He was very professional, quick at responding and was happy to answer any questions we had. I would highly recommend him to all my friends & family.

Rachelle Obierzynski

John has been amazing to deal with from the beginning. He has been extremely patient, professional and optimistic throughout the whole process with our application and we can’t thank him enough for all his hard work! Highly highly recommend him. Thank you again!

Maryanne Layoun

Looking to make a purchase or investment?

Find out how much you can borrow.

Frequently Asked Questions

What are the eligibility criteria for a property development loan?

Clients often ask about the qualifications needed to secure a loan, including experience, financial standing, and project details.

How much can I borrow for a development project?

A common query relates to the maximum loan amount they can access, which depends on factors like the project's scale, their contribution, and the property's value.

What interest rates and fees are associated with these loans?

Potential borrowers are keen to understand the costs involved, including interest rates and any additional fees.

How long does the loan approval process take?

Timeliness is crucial in development projects, so clients frequently inquire about the timeframe for loan approval and fund disbursement.

What types of projects do you finance?

Clients are interested in knowing the range of projects eligible for financing, such as residential, commercial, or mixed-use developments.

Do you offer guidance throughout the development process?

Many seek assurance that they will have ongoing support and advice throughout their project, not just during the loan acquisition phase.

What happens if the project overruns its budget or schedule?

Queries about contingencies for budget overruns or delays are common, as these can impact the project’s financials and loan repayments.

How flexible are your loan terms?

Potential borrowers often ask about the flexibility of terms, such as the possibility of restructuring the loan if their project’s needs change.

Can you assist with refinancing post-project completion?

Clients sometimes plan ahead for refinancing options once the project is completed, especially if they intend to hold onto the property.

What sets your brokerage services apart from others?

People are interested in understanding what differentiates my services from other brokers, focusing on aspects like expertise, lender network, and personalized service.