Car Loans
Whether you’re buying your first car for personal use or your business operations, we can help you find personalised loan options that will fit your budget and goals. Contact us if you want competitive rates and a hassle-free process!
Getting a car loan in Sydney
If you’re looking to buy your dream car, getting a car loan is the best way to fund your big purchase, especially if it’s currently out of reach cash-wise.
A car loan is a financial arrangement where a lender provides you with the funds that you agree to pay back over time with interest. In a car loan, the car itself often serves as collateral for the loan, which means if you fail to make payments, the lender has the right to repossess the vehicle.
Typically, car loans are structured with monthly payments and can have fixed or variable interest rates. The loan terms, including the interest rate and duration, can vary based on your creditworthiness, the lender’s policies, and other factors.
To make sure that you get the most suitable loan for you, speak with our expert brokers and we’ll scour or network to find you the best rates.
How can you benefit from a car loan?
Immediate Ownership
You get to own the car immediately and use it as you need, even though you haven't paid the full price yet.
Flexible Terms
You can use the money however you want and run your business according to your plans, without giving up any ownership or profit to investors.
Credit Building
Successfully managing a car loan by making timely payments can help build or improve your credit score.
How much will it cost you to own a car?
Your owner-occupied home loan repayments
Your estimated repayments:
Principal and interest periodComparison rate:
Total interest payable: 6.14% p.a.
6.14% p.a.
$571,628
Things to consider before getting a car loan
Credit Score
Your credit score will affect your loan’s interest rate and terms. Check your credit report for any errors and understand where you stand.Down Payment
Consider how much you can put down upfront. A larger down payment reduces the loan amount and often improves loan terms.New vs. Used
Decide if you want a new or used car, as this can affect loan rates and terms.Additional Costs
Be aware of any additional costs, such as early repayment fees, application fees, or ongoing account-keeping fees.Insurance and Extras
Some lenders require comprehensive insurance. Also, consider if you need any loan protection insurance, which can cover payments in case of unexpected life events.With 50+ lenders at your fingertips, you have the power of choice
When you set out on your own seeking a loan, banks have the power to reject you. But with us on your side, it’s the other way around. We choose the most suitable loan for your unique needs.
You’re only 3 steps away from your financial goal
Step 1
Reach out to us and let’s discuss your situation and what kind of loan you need.
Step 2
Sit back and relax while we search our network to find the perfect loan for you.
Step 3
Choose the best loan that suits your needs. Then we’ll submit a foolproof loan application to secure your financing.
Why Lend & Loan
10 years of experience
We’ve been doing this for a decade, so we’ve built strong connections with lenders and we know their lending policies inside out. This helps us find the right loans that suit your needs.
One-touch approvals
We know exactly what banks and other lenders require from the get-go. We’re experts at putting together foolproof loan applications that lenders approve without further questions.
Accessibility
We’re not like your typical 9-5 mortgage brokers. You can reach us when you need us, and we’ll get back to you within four hours.
Efficient processes
We understand that you’re busy, so we keep things simple. We try to avoid in-person meetings to save you time and make the loan process easy and stress-free.
Don’t take our word for it, take theirs.
We’ve helped hundreds of Australians
get approved for a loan and achieve their financial goals. Hear it from our
happy clients.
John has been absolutely brilliant! Helped me all the way through the application process and explained everything step by step. Great to have him in my corner navigating through interest rates, products, etc. Thank you!
- Peter Hanna
John and the team at Lend & Loan have been great through the process of our loan application. They were very responsive and always made my wife and I confident we were in the right hands. Highly recommended.
- Luke Saide
John from Lend & Loan was incredible during the process of buying our first home. He was very professional, quick at responding and was happy to answer any questions we had. I would highly recommend him to all my friends & family.
- Rachelle Obierzynski
John has been amazing to deal with from the beginning. He has been extremely patient, professional and optimistic throughout the whole process with our application and we can’t thank him enough for all his hard work! Highly highly recommend him. Thank you again!
- Maryanne Layoun
