Cash Flow Finance

Need quick access to funds to keep a steady cash flow of your business? We can help you get the perfect cash flow loan from our network of trusted lenders.
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Getting cash flow loans for your business in Sydney

Cash flow loans are a type of financing that allows you to borrow money based on your projected revenues or cash flows, unlike traditional loans that require collateral like property or equipment.

There are several scenarios where your business might need cash flow financing:

  • You need to increase your inventory to meet a sudden surge in demand
  • You need to undertake a profitable project that requires immediate funding
  • You’re owed money but need the cash before you’re paid


If you find your business in any of these situations, we can help you bridge the gaps in your cash flow by finding the most appropriate loan for your circumstances. Speak with our expert loan brokers today.

How can your business benefit from cash flow financing?

Get your cash fast

You get the money quickly, which can help you manage your daily business expenses, especially when waiting for your customers to pay.

Flexible payments

Repayments can be adjusted to match when your business makes money, which is great if your income varies from month to month.

No collateral needed

It’s a good option if you don't have much in terms of physical property or equipment.

Cash flow financing options available to you

There are several loan options you can choose to manage your cash flow:

Unsecured business loan

You can borrow money without collateral, however, lenders could give you higher interest rates or provide lower loan amounts. They may also check your credit history and score.

Unsecured business loan

You can borrow money without collateral, however, lenders could give you higher interest rates or provide lower loan amounts. They may also check your credit history and score.

Revolving credit

Revolving credits like corporate credit cards, business lines of credit and overdrafts, allow you to borrow anytime you need money, without applications, as long as you make your payments on time.

With 50+ lenders at your fingertips, you have the power of choice

When you set out on your own seeking a loan, banks have the power to reject you. But with us on your side, it’s the other way around. We choose the most suitable loan for your unique needs.

You’re only 3 steps away from your financial goal

Step 1

Reach out to us and let’s discuss your situation and what kind of loan you need.

Step 2

Sit back and relax while we search our network to find the perfect loan for you.

Step 3

Choose the best loan that suits your needs. Then we’ll submit a foolproof loan application to secure your financing.

Why Lend & Loan

10 years of experience

We’ve been doing this for a decade, so we’ve built strong connections with lenders and we know their lending policies inside out. This helps us find the right loans that suit your needs.

One-touch approvals

We know exactly what banks and other lenders require from the get-go. We’re experts at putting together foolproof loan applications that lenders approve without further questions. 


We’re not like your typical 9-5 mortgage brokers. You can reach us when you need us, and we’ll get back to you within four hours.

Efficient processes

We understand that you’re busy, so we keep things simple. We try to avoid in-person meetings to save you time and make the loan process easy and stress-free.

Don’t take our word for it, take theirs.

We’ve helped hundreds of Australians
get approved for a loan and achieve their financial goals. Hear it from our
happy clients.

Looking to make a purchase or investment?

Find out how much you can borrow.

Frequently Asked Questions

Businesses with solid sales and revenue, needing quick capital but lacking substantial assets for collateral, especially those with seasonal sales or long invoice payment cycles.
Key benefits include fast capital access, flexible repayment terms, no need for traditional collateral, and suitability for short-term cash flow management and growth opportunities.
Yes, risks include higher costs than traditional loans, reliance on future revenue for repayment, potential credit score impact for missed payments, and loss of revenue in some repayment models.
The main difference lies in collateral; cash flow loans are based on future revenue without needing physical assets, while traditional loans often require collateral and focus on credit history and assets.
Funds can often be accessed within days, much quicker than traditional bank loans which may take longer.
Terms vary but usually align with your business’s cash flow, potentially involving daily, weekly, or monthly payments as a percentage of sales or revenue.
Yes, like any borrowing, it can impact your credit. Consistent repayments can improve your score, while defaults can harm it.